Ferguson & Melvin Co. is licensed by the state of California as a Roofing Contractor (C-39 classification) and as a General Building Contractor (B) – our license number is 579730. Our current license has been active and in good standing since 1989. We have been free of complaints or violations for that entire period.
This is very important to you, the customer – it is virtually impossible to maintain a contractor’s license in the state of California for this long, especially in an incredibly challenging trade like roofing, without consistently providing our customers with professional and responsive service.
Before you ever consider hiring a contractor, make sure you check the Contractors State License Board website to verify the status of their license. Go to the CSLB website and type in the contractor license number or company name. Verify how long they have been in business and that their license is current and active. If they have any outstanding violations or complaints, most times they will show up here. And if their license is less than 10 years old – beware. That company may lack the roofing, business, or financial credentials needed to survive in these tumultuous economic times. Sometimes a contractor has been around forever, but his license changes every 5 years – because he’s always getting into trouble and has to start-up again. Watch out!
Insurance is another major factor to consider when hiring a contractor. If you’re going to let a company work on your roof, be sure that they are protected with the proper insurance, so that you will be protected in the event of an accident.
Ferguson & Melvin Co. carries full worker’s compensation insurance with a $1 million dollar limit for our factory-trained employees. This means you can relax in the knowledge that if a worker gets hurt on your project, we’ve got you covered. If you hire a contractor without insurance, you could be held responsible for an injured worker’s medical bills – not to mention any lawsuit that is filed – ouch!
We also carry $2 million dollars of liability insurance in occurrence format – this type of coverage is more expensive, but it protects your property (with respect to our installation) over time, even after the project is finished. If your contractor carries a “claims-made” policy – look out – this means that there is no coverage after the he leaves the job.
Clients are advised to do their homework and ask for copies of insurance certificates from any contractor that will be working on their property. Make sure you request to be named as “additional insured” on the policy and always get original certificates e-mailed to you, preferably from the insurance broker. Believe it or not, Los Angeles is full of unscrupulous contractors that won’t think twice about presenting you with a forged insurance certificate, just to get the job. Don’t take that risk, protect yourself by hiring Ferguson & Melvin Co.
Call our office today at (800) 974-ROOF or click here to request a quote.